Proxy architecture: why Erlang/OTP for a regulated Pix layer
Why we picked Erlang/OTP as the foundation, how supervised processes absorb upstream failures, and what changed after running above 52 k req/s in sustained load.
Newsroom
Everything the press and our team are writing about regulated Pix and Open Finance infrastructure. For press inquiries, write to press@cumbuca.com, we reply within one business day.
Featured
Cover piece on how Cumbuca is enabling international fintechs to enter the Brazilian market through regulated Pix + Open Finance, without requiring a license of their own.
Read on PYMNTSWhy we picked Erlang/OTP as the foundation, how supervised processes absorb upstream failures, and what changed after running above 52 k req/s in sustained load.
Relationship graphs, transactional behaviour analysis, and anti-money-laundering via Open Finance — why raw data is irreplaceable for building a reliable financial identity layer.
What the Central Bank's proposed partnership rules mean for credit, PFM, and KYC fintechs that depend on raw data — and why a proportional-controls framework would be more effective than outright prohibition.
The activation playbook with credit and payment partners that put us on track to become the largest PISP in Open Finance by end of 2026, and what we learned along the way.
Posts marked "Coming soon" haven't been published yet, we're building the blog alongside the new site infrastructure. To suggest a topic, write to press@cumbuca.com.
Fact sheet
Press kit
Package with the logo as SVG / PNG (light and dark versions), official founder photos, product screenshots, and the fact sheet in PDF. Updated on every release.
A Cumbuca é uma Instituição de Pagamento regulamentada pelo Banco Central do Brasil, investida por Y Combinator (S21) e Lightspeed. Oferece acesso regulado às redes Pix e Open Finance brasileiras por meio de um proxy de camada 7, empresas integram com suas próprias infraestruturas, sem necessidade de licença própria e sem intermediários.
Cumbuca is a Payment Institution regulated by the Brazilian Central Bank, backed by Y Combinator (S21) and Lightspeed. It provides regulated access to Brazil's Pix and Open Finance networks through a layer-7 proxy, companies integrate with their own infrastructure, without needing their own license or any middleware provider.
Press contact
We reply within one business day. For stories in progress, include your deadline and outlet in the subject line.